Kingsburg Land Bank Loan Financing Options

We're here to help you grow and succeed financially.

There are plenty of reasons why you should do business with Kingsburg Land Bank:
  • Competitive rates
  • On-farm service
  • Seasoned, knowledgeable loan officers, expert in agricultural finance
  • Flexible terms matched to your seasonal income
  • Less paperwork
  • Extended maturities

Mortgage Loans

Purpose For Example... Key Benefits Rates
Long-term needs

• Real estate
• Orchard development
• Irrigation and land leveling
• Building and improvements
• Debt refinancing
• Construction loans for residences, processing and storage facilities, etc.

 • Specified term, usually 10 years or more • Variable
• Fixed

More about Mortgage Loans

Type For Example... Fees
Variable Interest Rates

• We evaluate rates each month, and may adjust rates monthly

• No prepayment fee
Fixed Rate Mortgage

• Lock in a rate for 5-, 10-, 15- or 20-year periods
• Loan maturities can be from 5 to 40 years
• Amortization schedules are based on the total loan maturity

• Fees may apply
Fixed To Conversion Mortgage

• Some of our lowest rates
• Terms: 6 months and 1, 3, 5, 15 or 20 years
• Repricing at end of fixed term, depending on loan maturity
• Amortization schedules are based on the total loan maturity.

•Fees may apply

To apply for a loan, call or e-mail the office closest to you. Nearly all decisions are made right in your local office with support from our administrative office in Kingsburg, as needed.